Bookkeeping built for funders, ISOs, and syndicators.
Deal book reconciled to the general ledger. Performance by vintage and ISO. Syndication waterfall and reserves you can show an auditor.
How it usually goes. And how it goes with us.
- ✕ Your QuickBooks and your Centrex deal book disagree by six figures and nobody knows why.
- ✕ You see one default rate for the whole book and can't tell which vintage is breaking.
- ✕ ISO commissions get expensed in a lump and the matching is wrong.
- ✕ Syndicator payouts live in a spreadsheet that one person owns and nobody else trusts.
- ✕ Cash basis books, but your investors want a GAAP view.
- ✕ You wait days for a reply when you have a question.
- ✓ Deal book reconciles to QuickBooks every month, with a variance schedule when there's a gap.
- ✓ Default rates by vintage and by ISO so you see which quarter and which partner is bleeding.
- ✓ Commissions matched to the deals that earned them, so each ISO's true profitability is visible.
- ✓ Syndication waterfall in the books. Statements out the same day every month, math ties.
- ✓ Both views maintained, with a CECL reserve calculation by vintage when investors ask.
- ✓ Same-day responses. We pick up the phone.
What we handle for MCA funders.
Deal book to general ledger
Centrex or LendSaaS on one side, QuickBooks on the other, reconciled monthly. The number you report is the number that ties.
Vintage and ISO performance
Default rates, yield, and commission profitability by cohort and by partner. Fund the next quarter on real data.
Syndication and reserves
Waterfall in the books, syndicator statements clean, and Current Expected Credit Losses (CECL) calculated by vintage.
Common questions.
We use Centrex (or LendSaaS). Can you actually pull from it? +
Yes. We pull the deal book monthly, normalize the data, and reconcile it to QuickBooks. No more guessing which system is right.
How do you handle ISO commissions? +
Commissions get matched to the deals that earned them, recorded as the deals fund, and rolled into an ISO scorecard so you can see who's actually profitable.
Can you build our syndicator statements? +
Yes. We run the waterfall, produce a statement per syndicator, and tie the cash payout to the books. Same format, same day each month.
Do you know how to calculate a CECL reserve on an MCA book? +
Yes. Current Expected Credit Losses calculated by vintage and by risk band. Methodology your auditor will sign off on, updated quarterly.
How responsive are you? +
Same business day, usually within hours. We don't disappear on you for a week.
Find out which ISOs are paying off.
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